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In case of theft or robbery, file an FIR with the police.The first step in the event of any loss or damage to the laptop due to any general risks or allied perils covered under the policy is to call up the customer care number of the insurance company or intimate them on priority using prescribed channels for customer support.Followings are the indicative steps usually followed in the process of raising a claim for the laptop insured with the insurance company. In case of any eventuality like loss of the laptop, immediately file the claim process. Devices bought in India are eligible for insurance. The devices imported through official channels are also covered under insurance. In order to be eligible to purchase a laptop insurance, you need to wait for a certain number of days after buying the laptop. The insurance company will evaluate the case and accept or reject it, as the case may beĪlso Read: Mobile Phone | Smartphone Insurance in India: Coverage, Claim & Exclusions Eligibility Criteria.
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Let us understand how laptop insurance functions in order to make the best use of it. It covers mostly all models of laptop manufacturers like Apple, HP, Dell, Lenovo, Acer, Sony, Samsung, and Toshiba, etc.Electrical and mechanical breakdowns are also covered.Screens of laptops are prone to cracks and damage which is mostly covered under the insurance plan.Let us look at the coverage offered by laptop insurance to manage such risks. In today’s digital world, you need to be very careful with the laptop you are using, as any damage to the device can lead to losses of varied degrees. Many insurance companies in India also offer riders or additional benefits at an extra cost for enhanced protection. The risks may include theft, liquid spills, fire, and accidental damage along with electrical and mechanical breakdown. Laptop insurance offers comprehensive coverage for laptop devices from various risks.